Bought a house, what now?

Congratulations, you have bought a house! But what happens next? From signing the final documents at the notary to arranging insurance and planning your move, there’s quite a bit to take care of. On this page, we’ll guide you through each step so you know exactly what to expect.

Bought a house, what now? Watch our video to find out!

Step 1: Provide your personal details for the purchase agreement

After your offer has been accepted, you’ll receive confirmation from the selling agent. The first practical step is to provide your details for the purchase agreement. Your Move-account is now active, or you’ll receive an email with instructions on how to log in. The purchase agreement will be prepared using the information you provide in your Move-file.

biggest dreams biggest dreams

Step 2: Signing the purchase agreement

The purchase agreement is a crucial document. You’ll soon receive a draft version for your review and approval. Feel free to go through it together with your estate agent.

While your purchase agreement is being prepared, you can already start thinking about the following:

Financing
You’ve probably already started arranging your mortgage, but if not, quickly make an appointment with one of our advisers.
Notary
As the buyer, you usually have the right to choose the notary, unless one has already been appointed. Below, you’ll find a list of trusted local partners.
Selling your home
Planning to sell your current property? We’re happy to help. Book a free property valuation with one of our agents.

Notaries

We’re happy to help you choose the right notary. Below you’ll find a selection of trusted partners, listed by branch, who are frequently chosen by our buyers.

Hermans & Schuttevaer

Jutfaseweg 1 3522 HA Utrecht
085 0810 810
notarissen@herschut.nl

Hoekstra & Partners

Newtonlaan 57a, 3584 BP Utrecht
030 810 0888
utrecht@hoekstraenpartners.nl

Van Grafhorst Notarissen

Bemuurde Weerd Oostzijde 19, 3514 AN Utrecht
030 271 9227
info@vangrafhorst.nl

Jansen & Partners

Smalle Themaat 17, 3451SW Vleuten
0346 566 434
info@jansenenpartner.nl

Notarispraktijk Hagen

Pastoor Ohllaan, 25 3451 CB Vleuten
030 245 2100
info@notarishagen.nl

Hoekstra & Partners

Newtonlaan 57a, 3584 BP Utrecht
030 810 0888
utrecht@hoekstraenpartners.nl

De VriesVellenga Leenknegt Notarissen

Spacelab 33, 3824 MR Amersfoort
033 450 7090
info@vvlnotarissen.nl

De Tijd Notariaat

Stadsring 149, 3817 BA Amersfoort
033 469 9000
info@detijdnotariaat.nl

BolscherBrugDeijl Notarissen

Utrechtseweg 125, 3818 EC Amersfoort
033 467 0700
info@bbdnotarissen.nl

Jansen & Partners

Smalle Themaat 17, 3451SW Vleuten
0346 566 434
info@jansenenpartner.nl

Notarispraktijk Hagen

Pastoor Ohllaan 25, 3451 CB Vleuten
030 245 2100
info@notarishagen.nl

Heuvelrug Notarissen

Frankenweg 2, 3962 CE Wijk bij Duurstede
0343 522 634
wijkbijduurstede@heuvelrugnotarissen.nl

Sutter Kars Notarissen

Newtonbaan 16, 3439 NK Nieuwegein
030 602 0790
info@sknotarissen.nl

Het Notarieel

Marconibaan 57, 3439 MR Nieuwegein
030 630 3662
nieuwegein@hetnotarieel.nl

Notarispraktijk Hagen

Pastoor Ohllaan, 25 3451 CB Vleuten
030 245 2100
info@notarishagen.nl

Step 3: Cooling-off period

You’ve signed the purchase agreement! From now on, the three-day cooling-off period begins. If two or three of those days fall on a Saturday, Sunday or public holiday, the period will be extended accordingly. Around public holidays, you can often find an overview of the adjusted dates on the NVM website. Please note: this cooling-off period applies only to the buyer.

Purchase agreement (signed by both parties) received by buyer on:	Cooling-off period ends at 11:59 p.m. on:
Monday	Thursday
Tueseday	Friday
Wednesday	Monday
Thursday	Monday
Friday	Tueseday
Saturday	Tueseday
Sunday	Wednesday

Step 4: Waiting for completion

After the cooling-off period, it’s time to wait for the final handover at the notary’s office. This period can take several months, depending on the agreed completion date. That gives you plenty of time to arrange the important things for your new home:

Set up your gas, water and electricity

You can usually arrange your new utility contracts up to three months in advance and cancel your existing ones.

Check your insurance

Mortgage lenders require you to have proper home insurance in place at the time of completion.
Our adviser from Beumer Insurance will be happy to create a complete insurance package for you with favourable terms and a competitive premium. Schedule an appointment here.

Notify address changes

Think of:

Healthcare providers (such as your GP, dentist and physiotherapist)
Bank(s)
School, nursery or daycare
Employer
Phone and internet provider
Subscriptions (such as newspapers, magazines or gym memberships)

Choosing your furniture

Could you use some help with this? Book an appointment with one of our stylists:

Studio Nan
Siwoon

We also have a special discount voucher for you from Sterk Wonen in De Meern!

Sterk Wonen Voucher

Extra help in and around the house

Klusservice

Klus

Putting up a new fence, painting the living room, or fixing that annoying leaky tap. All those little jobs you never seem to find the time or energy for. With the Beumer Handyman Service, you can leave both small and larger home repairs to skilled professionals. While you focus on other things, our craftsmen will take care of everything neatly, efficiently and with expert care.

Meer informatie

Garden Service

Tuin

The garden is an extension of your living space – a place where indoors and outdoors blend beautifully together. That’s why a well-thought-out garden design is just as important as the interior of your home. A beautiful garden makes your property more attractive and can even increase its market value. With the Beumer Garden Service, in collaboration with garden platform Gardenz, we offer exclusive artist impressions of your outdoor space. Thinking about redesigning your garden? With a 3D garden concept design, you can clearly visualise how your new garden will look before any work begins.

Meer informatie

Sustainability advice & energy label application

Duurzaam

Sustainability has been a hot topic for years. BDA helps make your home more energy-efficient by improving its overall energy performance. This not only saves energy but also reduces your monthly expenses. You can also contact us to apply for or renew your energy label. You’ll be contacted within one working day, and as a Beumer client you benefit from a fixed low price of €349 for an energy label. All our advisers are fully certified and qualified.

Meer informatie

biggest dreams biggest dreams

Step 5: Final inspection & key handover

It’s an exciting day: you officially become the owner of your new home! Before meeting the sellers at the notary’s office, a final inspection takes place. This usually takes about half an hour. By carefully checking the property, you can avoid any issues later on. It’s also the perfect moment to exchange tips and tricks about the house with the seller. Your estate agent will prepare an inspection form, which includes details such as the meter readings. If everything looks good, it’s time to celebrate – with a glass of champagne!

Step 6: All moved in

You’re now living in your new home! Have you settled in already, or are you still busy renovating? Don’t forget that you might be able to claim money back on your tax return. Get in touch with us, our advisers will be happy to help.

We wish you lots of happiness in your new home. And remember, if you ever need our help again in the future, we’ll always be here for you.

Tax return

Your questions answered

Think of costs such as transfer tax, notary fees, buyer’s costs, valuation fees, NHG (National Mortgage Guarantee) costs, and possible advisory or brokerage fees.

That depends on the completion date. In most cases, you’ll pay your first monthly instalment at the end of the month following the key handover.

On the date agreed with the seller and stated in the purchase agreement. You’ll receive the keys at the notary’s office, after signing the deed of transfer and paying the purchase price and additional costs.

Check that everything has been left as agreed including movable items, any damage, the functioning of installations, and the meter readings.

Yes, you’ll need to arrange your own contracts. In most cases, you can do this a few weeks in advance to make sure everything is up and running on your moving day.

A building insurance policy is required if you have a mortgage. You can also take out contents insurance and liability insurance for extra protection.

Once you’ve registered at your new address, you’ll automatically receive local tax assessments, such as sewerage charges, waste collection fees and in some areas water board taxes.

You automatically become a member. You’ll pay monthly service charges and have voting rights during the association meetings.

No, usually not. The notary will register the property directly with the Land Registry. Afterwards, you’ll receive both the deed of ownership and the mortgage deed.

Small jobs can usually be done without planning permission. For larger projects, such as extensions or dormer windows, a permit may be required.

For new-build homes, yes, usually through the developer or Woningborg guarantee scheme. For existing properties, the warranty generally only covers what’s stated in the purchase agreement, unless hidden defects are discovered after completion.

Yes, there are often national and local grant schemes, such as the ISDE subsidy for heat pumps, insulation or solar panels.

Start with a clear plan for furnishing and maintenance. Begin with the basics like floors, walls, kitchen and bathroom and plan major maintenance, such as roof work and painting, for the longer term.

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Bought a house, what now?